The federal health law's individual marketplaces have started. In New York nearly all Americans will be required to have health insurance starting January 1, 2014, or else they will be liable for a tax penalty. There is considerable confusion about the law. Some people aren't sure if they qualify and they have no clear idea of how much insurance might cost.
New York State of Health, the marketplace exchange that will let New Yorkers choose health insurance under the Affordable Care Act, also known as Obamacare, is open for business starting Tuesday. The state has plenty of help available for anyone who's taking the jump into these historic waters.