open enrollment

nystateofhealth.ny.gov

With a month and a half left in the second open enrollment period under the Affordable Care Act, professionals who help connect New Yorkers with insurance see a change in how individuals approach health coverage this year.

Many health insurance professionals say New Yorkers understand Obamacare better this year.

Jeff Welcher, account consultant with Rochester-area Bene-Care, says choosing a plan is still not a decision to be taken lightly.

Healthcare open enrollment poses challenges for some

Dec 26, 2014
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For those with variable incomes, signing up for health insurance on the New York State of Health Marketplace can be tricky.

The application asks for information about income to help determine whether an individual qualifies for an advanced premium tax credit. In the case of a sole proprietor, it may not be clear how much they will make in any given year.

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High traffic on the New York State of Health website is to be expected, according to the head of the state exchange. Saturday is the deadline to sign up for health insurance that starts the first of the year.

So far, during this open enrollment period which started Nov. 15, more than 194,000 New Yorkers who didn't have health insurance have signed up.

Donna Frescatore, the executive director of the New York Health Benefit Exchange, says more than 40,000 of those were added since last week.

The state health department announced more than 154,000 previously uninsured New Yorkers have signed up for health insurance since open enrollment began Nov. 15.

Elisabeth Benjamin, vice president of health initiatives at the Community Service Society, a key navigator agency in New York, says her agency has experienced a high volume of requests for assistance enrolling in the state exchange, despite early speculation that it would be more difficult to reach uninsured people this year.

There’s less than a month until the Dec. 7 deadline, when Medicare’s open enrollment period ends.

Blaine Longnecker, a sales consultant out of Syracuse’s Excellus Blue Cross Blue Shield office, said seniors eligible for the federal health insurance program who are looking to change their plan shouldn't bide their time.